Services
DEPOSIT FEES
AKB “Rusinvestclub” (ZAO) offers the following types of deposit fees designed especially for wealthy clients.
Deposit fee “Standard”
Minimal amount of the deposit is 150 000 rubles or 5 000 USD/EUR. Deposits for 31-90 days – 4% per annum in rubles, US dollars and euro; for 91-180 days – 6% per annum in rubles, 5,5% in US dollars/euro; for 181 days-1 year – 8% per annum in rubles, 7% in US dollars/euro; for more than one year – 11% per annum in rubles, 8,5% in US dollars/euro.
Deposit fee “Mobile”
Minimal amount of the deposit is 500 000 rubles or 20 000 USD/EUR. Interest is paid monthly. In case of the pre-term denunciation of a contract the interest is paid according to the rate “till called for” on the date of the contract denunciation. Deposits for 91-180 days – 6-8% per annum in rubles (depending on the amount of deposit), 4-5% in US dollars and euro; 181 days-1 year – 7,5-9% per annum in rubles, 5-6,5% in US dollars and euro; more than one year – 9-10% per annum in rubles, 7-8% in US dollars and euro.
Deposits “till called for”
Minimal amount of the deposit is not limited. Interest is paid monthly. Rate – 1% per annum.
Depositors of AKB “Rusinvestclub” (ZAO) can receive their floating assets at any time without interrupting deposit duration. They just need to obtain an express credit on the security of a deposit. Time of crediting is 1 day. A depositor needs only a passport to obtain a credit.
PLASTIC CARDS
AKB “Rusinvestclub” (ZAO)* owns its proper processing infrastructure for issue and servicing of cards of international credit system Visa International and emits plastic cards Visa Platinum, Visa Gold, Visa Classic and Visa Electron.
Plastic cards Visa Platinum and Visa Gold are base for emission. Servicing of these cards is of the highest level and includes the following opportunities:
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card emission within 15 minutes for the clients of AKB “Rusinvestclub” (ZAO);
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any manipulation with a credit limit or balance on a card 24hr a day, 7 days a week with immediate fulfillment of tasks when a personal advisor of a client is addressed;
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a complete insurance program AIG;
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alignment of a card with an access control system;
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a photo of an owner on the card.
Besides the above listed advantages the owners of Visa cards emitted by AKB “Rusinvestclub” (ZAO) gain access to the system “Telecard”. *
* AKB “Rusinvestclub” (ZAO) is an associate member of Visa International, an affiliated member of international settlement system Master Card International and a sublicense of the company Diners Club.
LEASE OF BANK VAULTS
AKB “Rusinvestclub” (ZAO) offers to its clients individual bank vaults. AKB “Rusinvestclub” (ZAO) guarantees You complete confidentiality – the content of a vault is a private secret of a client and even the Bank knows nothing of it.
Clients have access to leased bank vaults 24hr a day, seven days a week.
AKB “Rusinvestclub” (ZAO) offers the following variants of an individual vault lease:
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Lease for the fixed time. A client at his own will determines the period of lease and pays a commission according to the established rate. A key demands no security. Clients are granted the right to delegate the use of a vault to an authorized representative.
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Lease for purchase and sale transactions. This type is use for transactions of purchase and sale of estate property. A perfect solution of a problem is the bank cell leased at once by the buyer and the seller provided that a vault has specific access conditions.
Terms of vaults lease:
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a lease period of a vault varies from 30 days to 1 year (repeated prolongation of a term is possible);
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the whole lease period shall be paid not later the date the contract enters into force;
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the cost of lease depends on a vault lease period and size;
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the contract of lease and a record card of access to a vault is to be concluded upon the presentation of a document proving one’s identity.
ACCOUNT AND CASH SERVICING
AKB “Rusinvestclub” (ZAO) offers to its clients accumulation and settlement accounts opening in rubles and foreign currency.
Account and cash servicing in Russian rubles
AKB “Rusinvestclub” (ZAO) offers a complete range of banking services in the field of account and cash servicing in Russian rubles:
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opening of accounts for legal entities and individual persons;
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acceptance and giving out of monetary funds from accounts;
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payment by means of payment orders, demand orders, collection of payments and letters of credit.
Additional advantages:
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The Bank clients have a possibility of remote access to the management of their accounts with the help of electronic system “Client-Bank”.
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24hr a day servicing of legal entities and individual persons including week-ends and holidays.
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An extended trading day, acceptance of accounting documents for execution with the date till 20.30 o’clock.
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Consulting in respect of filling of accounting documents, preparation of accounting documents by the order of a client.
Account and cash servicing in foreign currency
AKB “Rusinvestclub” (ZAO) offers:
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opening of accounts for legal entities and individual persons in USA dollars, EUR or if necessary in other currencies;
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conversion operations of rubles to foreign currency, of foreign currency to rubles;
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international transferences from accounts of legal entities and individual persons, transferences in foreign currency by the order of individual persons without opening of a bank account;
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drawing and advising of documentary credits in foreign currency, collection of commercial and circular cheques;
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issue of bank warrants.
Additional advantages:
CREDITING
The aim of AKB “Rusinvestclub” (ZAO) is to assist the client in the most possible way in respect of all questions connected to his wealth. We give our clients credits for any needs which require significant investment. Wealthy clients of AKB “Rusinvestclub” (ZAO) are credited on specific preferential individual terms. Every case of crediting is agreed privately between You and Your personal advisor. The clients of AKB “Rusinvestclub” (ZAO) can also be warrantors for legal entities and individual persons who need a credit.
